OBTAIN YOUR CREDIT REPORT
The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies – Equifax, Experian, and Transunion – to provide you with a free copy of your credit report, at your request, once every 12 months. The three nationwide credit reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.
To order your report, you can:
1. Visit annualcreditreport.com, or
2. Call 1-877-322-8228, or
3. Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P. O. Box 105281, Atlanta, GA 30348-5281.
The information above is provided in summary. For complete details, please refer to the Federal Trade Commission’s consumer information on Free Credit Reports.
A Warning About “Imposter” Websites
Only one website is authorized to fill orders for the free annual credit report you are entitled to under the law – annualcreditreport.com. Other websites that claim to offer free credit reports or free credit monitoring are not part of the legally-mandated, free annual credit report program.